Insurance
Dental Insurance
Our healthcare facility accepts a range of dental insurance covers, ensuring that you quickly access all dental care services conveniently. Dental insurance plans are meant to cover your treatment expenses hence saving some funds to cater to other living costs. We partner with several insurance companies ensuring that you get the best insurance covers for your dental treatment.
You can always feel free to inquire about the best insurance that would adequately cover your dental treatments in our healthcare facility. We will guide you through the best insurance plan that you can comfortably afford from the various companies.
- Aetna
- BC/BS of FL
- Careington
- Cigna PPO
- Connection/GEHA
- Dentemax
- Delta Dental PPO
- Florida Combined Life
- Guardian PPO
- Humana PPO
- Lincoln PPO
- Metlife PPO
- Principal PPO
- Solstice PPO
- United Healthcare PPO
We unfortunately Do Not accept HMO or Medicaid plans.
If you don’t see your plan on the list, please contact us so we can talk to you about your coverage.
At Stuart Modern Dentists, we advise you to consider a dental insurance plan with the best yearly maximum benefit amount. Some companies allow you to use up your benefit amount as you need it and accept almost all charges. With a payment schedule, you will only need to spend a particular amount for a procedure. Deductibles can vary greatly. With some insurance carriers, there can be a simple system of deductibles for each procedure other than basic cleanings.
Understanding Your Dental Insurance Policy
If there is a treatment that we suggest to be done, there is no guarantee that your insurance covers it. However, we will gladly assist you in comprehending what your insurance plan covers.
Frequently Asked Questions
How do I avail on the first visit?
On your first visit, please arrive early so we can finish all the paperwork that needs to be completed for your insurance.
What should I do if my insurance changes?
If your insurance changes, be sure to update it with your company. Kindly verify your insurance whenever you visit your dentist. One change may mean not having your insurance claim adequately processed. Be sure to be updated on any change in the group number, subscriber number, or plan number.
Why was my insurance claim denied?
Below are some of the reasons why your insurance claim may be denied:
- Misspelled name
- Incorrect birthdate
- Incorrect Subscriber Number or Group Number
- Outdated Student Status
- Failure to see your provider
- Ended insurance
- Missing tooth clause
- Reached maximum yearly benefit
- Insurance only covers bi-yearly cleanings
- Treatment not covered
- Waiting period for major restoration procedures
Some of the frequently asked questions concerning the dental insurance covers include:
What should you bring to your first visit?
While making your first visit to our clinic, you may need to carry your insurance cards, ID and any other related documents to file your insurance plan.
What can you do if your dental insurance changes?
It may be difficult to process your insurance cover if some of your details are wrongly processed. It would help if you were careful to provide the correct information while verifying your insurance plan details.
Why was dental insurance denied?
There are quite several issues that can make your insurance claim to be denied, some of which include: wrongly spelled names, incorrect IDs, wrong subscriber details or attaining the yearly maximum insurance benefits.
Can dental insurance companies limit coverage?
At times the insurance companies may limit your treatment coverage, and you, therefore, need to contact the insurance company in case you need treatments that are not included within the coverage.
How to acquire dental insurance
There is quite a range of dental insurance plans and you need to choose the best cover that suits your treatment needs. Major premium insurance covers about 50% of your dental expenses and you are left with the responsibility to cater to the remaining costs. The rates will significantly vary from one insurance company to another. It is thus essential to make some comparisons on the companies offering the best insurance rates. Basic insurance plans only cover minor dental treatments such as x-rays, periodontics and dental tests among other procedures. You can choose to make monthly, quarterly or annual payments for the given insurance policies.
Dental insurance cover that suits you
To acquire the most appropriate dental insurance cover, you need to determine your dental needs and find the best insurance company whose rates conform to your budget. If you need a plan that covers minor dental checkups and dental cleaning, then a simple dental insurance cover would be appropriate for you. However, you need to get an extensive cover if you have major dental problems.
Dental insurance covers are ideal for helping you access the best dental treatment at any time, especially when you cannot afford your dental charges. Contact us today for more info on the insurance names we carry.
